1. Use of Services

HSC provides various online tools, applications, and informational services (collectively, the "Services"). You agree to use these Services only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services.

2. Disclaimer of Warranties

Our Services, including tools like calculators and converters, are provided on an "as is" and "as available" basis. While we strive for accuracy, HSC makes no representations or warranties of any kind, express or implied, as to the operation of the Services or the information, content, or results provided by them.

Financial and Health Tools: Any financial or health-related calculators (e.g., Currency Converters, BMI Calculators, Loan Estimators) are for informational purposes only and do not constitute professional advice.

3. Limitation of Liability

In no event shall HSC or its directors, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our Services or with the delay or inability to use our Services.

4. Intellectual Property

All content included on our sites, such as text, graphics, logos, and software, is the property of HSC or its content suppliers and protected by international copyright laws.

5. Modifications to Terms

HSC reserves the right to revise these Terms of Service at any time without notice. By using our websites you are agreeing to be bound by the then-current version of these Terms of Service.

6. Contact Us

If you have any questions about these Terms of Service, please contact us at: